Calls from 800-900-1361: What You Need to Know

Receiving unexpected calls from unfamiliar numbers can be unsettling. One such number that has raised concerns is 800-900-1361. This article aims to shed light on who might be contacting you from this number and what steps you can take to address these calls.

The phone number 800-900-1361 is associated with Penn Credit Corporation, a debt collection agency based in Harrisburg, Pennsylvania. They specialize in collecting various types of debts, including unpaid utility bills, medical bills, and government-related debts

If you’re receiving calls from 800-900-1361, it’s likely that Penn Credit is attempting to collect a debt they believe you owe. This could pertain to overdue accounts such as parking tickets, environmental control board violations, or business taxes that have gone into judgment and been referred to their agency.

1. Verify the Debt: Before engaging, ensure the debt is legitimate. You have the right to request a debt validation letter from Penn Credit, which provides details about the debt and confirms its authenticity.
2. Review Your Credit Report: Obtain a free copy of your credit report from AnnualCreditReport.com to check for any outstanding debts or discrepancies. This can help you identify if the debt in question appears on your report.
3. Do Not Share Personal Information: Be cautious about sharing personal or financial information over the phone, especially if you’re uncertain about the caller’s identity.
4. Communicate in Writing: If you decide to engage with the debt collector, consider doing so in writing. This provides a record of all communications and can be beneficial if disputes arise.
5. Know Your Rights: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive debt collection practices.

Some individuals have reported receiving multiple calls from 800-900-1361, sometimes without clear identification of the caller’s intent. Others have expressed concerns about potential phishing attempts. It’s essential to approach such calls with caution and take the necessary steps to verify their legitimacy

Receiving calls from 800-900-1361 can be concerning, but understanding who is contacting you and why can help alleviate some of that anxiety. By verifying the debt, reviewing your credit report, and knowing your rights, you can navigate these situations more confidently. If you believe the calls are unwarranted or harassing, consider seeking advice from a consumer protection attorney.

1. Is 800-900-1361 a scam?
   • Not necessarily. While some individuals have reported suspicious activities, 800-900-1361 is associated with Penn Credit Corporation, a legitimate debt collection agency. However, it’s crucial to verify any debt claims before taking action.
2. How can I stop calls from 800-900-1361?
   • You can request in writing that the debt collector ceases communication with you. Once they receive your request, they are legally obligated to stop contacting you, except to inform you of specific actions.
3. What should I do if I don’t owe any debt?
   • If you believe you don’t owe the debt, inform the collector and request a debt validation letter. If the debt isn’t yours, you can dispute it and ask for it to be removed from your credit report.
4. Can ignoring the calls lead to legal action?
   • Ignoring calls doesn’t eliminate the debt. If left unresolved, the collector may pursue legal action to recover the owed amount. It’s advisable to address the situation proactively.
5. Are there laws protecting me from aggressive debt collection practices?
   • Yes, the Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive, deceptive, and unfair debt collection practices.
6. How can I verify the legitimacy of a debt collection agency?
   • Research the agency online, check for reviews, and consult official resources like the Better Business Bureau. You can also contact your state’s attorney general’s office for information.